To determine your budget, start by reviewing your income, expenses, and savings for a down payment. Consider all costs involved, including the mortgage, property taxes, insurance, and maintenance. Getting pre-approved for a mortgage will give you a clearer idea of what you can afford.

Choosing the right neighborhood involves considering factors like proximity to work, schools, public transportation, safety, amenities, and overall vibe. Think about your lifestyle needs, such as whether you prefer a quiet, suburban area or a bustling, urban setting. Researching the area's future growth and property values can also help ensure it’s a good long-term investment.

A real estate agent guides you through the entire homebuying process, from helping you identify suitable homes and negotiating offers to handling paperwork and coordinating inspections. They provide valuable market insights, ensure you avoid potential pitfalls, and act as your advocate to secure the best deal.